Join the World's Top Legal Talent Network

Qualified candidates must have extensive experience in federal and state mortgage, consumer credit, and other secured lending laws and regulations, including the provisions of Truth-in-Lending/Regulation Z, RESPA, the Equal Credit Opportunity Act/Regulation B, the Fair Housing Act, the Community Reinvestment Act, the Fair Credit Reporting Act, and UDAAP.  This includes providing legal advice and counsel to senior executives and legal management in connection with the following functions and activities:

• Mortgage and Home Equity Line of Credit account origination
• Secured lending product development
• Issue identification and remediation
• Data security and privacy
• Policy and procedure review
• Review and commentary on proposed or enacted federal legislative/regulatory changes
• Preparation and review of consumer disclosures
• Drafting formal responses to inquiries from state and federal regulators

Candidate must have:

• A Juris Doctor degree
• A license in good standing to practice law in at least one state
• Excellent interpersonal and communication skills
• Proven analytical and organizational skills
• Demonstrably strong writing skills
• Experience in managing attorneys and paralegals

Years of Experience (Preferred): At least 8 years of experience in the practice of law and at least 6 years of relevant experience in the mortgage lending industry.

Position Location: O’Fallon, Missouri, Irving, Texas

About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi’s Mission and Value Proposition  explains what we do and Citi Leadership Standards explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.

The attorney in this role will provide legal support to the residential mortgage lending business of Citibank.  This attorney will be part of a legal team working closely with business management and will focus primarily and be relied on as an expert on critical regulatory and compliance matters, involving residential real estate mortgage originations.  Originations include marketing activities, sales practices, loan processing and underwriting, fulfillment and funding of mortgage loans in a retail, distributed sales and telesales environment.  Citibank originates  conventional, non-conforming and government mortgage loans.

The attorney will interact regularly with senior business and legal management within Citi.

Qualifications:

Qualified candidates must have extensive experience in federal and state mortgage, consumer credit, and other secured lending laws and regulations, including the provisions of Truth-in-Lending/Regulation Z, RESPA, the Equal Credit Opportunity Act/Regulation B, the Fair Housing Act, the Community Reinvestment Act, the Fair Credit Reporting Act, and UDAAP.  This includes providing legal advice and counsel to senior executives and legal management in connection with the following functions and activities:

• Mortgage and Home Equity Line of Credit account origination
• Secured lending product development
• Issue identification and remediation
• Data security and privacy
• Policy and procedure review
• Review and commentary on proposed or enacted federal legislative/regulatory changes
• Preparation and review of consumer disclosures
• Drafting formal responses to inquiries from state and federal regulators

Candidate must have:

• A Juris Doctor degree
• A license in good standing to practice law in at least one state
• Excellent interpersonal and communication skills
• Proven analytical and organizational skills
• Demonstrably strong writing skills
• Experience in managing attorneys and paralegals

Years of Experience (Preferred): At least 8 years of experience in the practice of law and at least 6 years of relevant experience in the mortgage lending industry.