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Sr. Manager, Insurance and Risk

$142,000- $210,000/ year
Posted Jun 27
Full Time
Newport Beach, California
Sr. Manager, Insurance and Risk (24019499)



Food served fast does not have to be a typical fast-food experience.  Chipotle has always done things differently, both in and out of our restaurants. We are changing the face of fast food, starting conversations, and directly supporting efforts to shift the future of farming and food. We hope you will join us as we continue to learn, evolve, and shape what comes next on our mission to make better food accessible to everyone.



As the Senior Manager, Insurance and Risk, you will oversee, manage and provide strategic guidance and decision making on the company’s insurance policies and related risk management programs globally.  Reporting to the Deputy General Counsel – Operations, you’ll work closely with insurance brokers and other third party advisors as well as internal stakeholders to arrange for insurance policies and similar risk-transfer products and services to manage the company’s financial exposures to key operational risks. You will also lead the insurance claims process to maximize insurance recoveries, and analyze claims data to tailor the company’s insurance and other risk transfer programs.  Strong candidates will be motivated by what they can achieve and how they will impact the company.



  • You will develop, implement, administer, and maintain Chipotle’s insurance and similar risk management programs.
  • Advise the global business to ensure informed and intelligent decisions about insurance coverages, including with respect to insurance policies and retained risks, captive insurance and reinsurance arrangements, and similar structures and policies.
  • Negotiate and coordinate terms and conditions (e.g., coverage, premiums, deductibles, retentions) of all of Chipotle’s insurance programs globally.
  • Supervise claims administration, including participation in defense and resolution of underlying claims, ensuring communication with insurance carriers to efficiently move policy claims to resolution, and track and manage claims payments.
  • Facilitate the administration of captive insurance and other risk management programs.
  • Manage insurance broker and underwriter relationships and serve as a primary point of contact with service providers, underwriters, etc.
  • Together with internal claims managers, assess and select third party technology and other solutions that will enhance Chipotle’s management of general liability, auto, workers compensation and similar claims.
  • Manage the annual insurance renewal processes.
  • Partner cross functionally to review and correct issues and participate in reviewing and updating policies and procedures related to claims.
  • Attend quarterly claims reviews with third-party administrators and outside counsel.
  • Ensure compliance with contractual agreements and internal controls related to insurance and other risk transfer provisions; establish and monitor a process for risk identification in contract review and negotiations.



  • Bachelor's Degree (BA/BS) from 4-year college or university required.
  • 8-10+ years of insurance experience required for this role, with preference for experience in the corporate/policyholder environment.
  • Detail-oriented and able to prioritize multiple projects and priorities.
  • Analytical and strategic thinker who is able to cross-collaborate and communicate with various parties effectively.
  • Superior organizational skills and attention to detail.
  • Experience handling claims and experience working within a large organization.



Chipotle Mexican Grill, Inc. (NYSE: CMG) is cultivating a better world by serving responsibly sourced, classically-cooked, real food with wholesome ingredients without artificial colors, flavors or preservatives. Chipotle had nearly 3,500 restaurants as of March 31, 2024, in the United States, Canada, the United Kingdom, France and Germany and is the only restaurant company of its size that owns and operates all its restaurants in North America and Europe. Chipotle is ranked on the Fortune 500 and is recognized on Fortune's Most Admired Companies 2024 list and Time Magazine's Most Influential Companies. With over 120,000 employees passionate about providing a great guest experience, Chipotle is a longtime leader and innovator in the food industry. Chipotle is committed to making its food more accessible to everyone while continuing to be a brand with a demonstrated purpose as it leads the way in digital, technology and sustainable business practices. For more information or to place an order online, visit



A reasonable estimate of the current base salary range for this position is $142-210,000. You are also eligible for annual cash bonuses and equity awards based upon performance and other factors. Actual compensation offered may vary depending on skill level, experience, and/or education. Chipotle offers a competitive total rewards package, which includes medical, dental, and vision insurance, 401k, sick leave, vacation time, and much more.  Visit

Chipotle Mexican Grill is an equal opportunity employer that values diversity at all levels. As a people-first company rooted in values, our purpose extends beyond serving nutritious food using real ingredients. It means hiring world-class individuals and fostering a culture that champions diversity, ensures equity, and celebrates inclusion. All qualified applicants, regardless of personal characteristics, are encouraged to apply.

Qualified applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and/or certain state or local laws. Please contact if you need an accommodation due to a disability to complete an application, job interview, and/or to otherwise participate in the hiring process. This email does not respond to non-accommodations related requests.

Primary Location: California - Newport Beach - 9998 - 610 Newport Office-(09998)

Work Location:
9998 - 610 Newport Office-(09998)
610 Newport Center Drive
Newport Beach 92660

Job Legal Job Posting 06/17/2024 Job Number 24019499