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Director & Counsel - U.S. Small Business Credit Card

American Express
$170,000- $255,000/ year
Posted May 29
Full Time
HybridNew York, New York

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

The Global Commercial Services (GCS) Legal Team is seeking a Director & Counsel to support the U.S. Small Business Credit Card business. The position will work closely with business clients and legal professionals in the General Counsel’s Organization (GCO) to provide legal advice on a wide range of issues related to American Express’s proprietary and co-brand credit cards.

How will you make an impact in this role?


  • Provide legal advice on new product and feature development, credit card marketing, card member communications, and rewards programs
  • Advise business partners and other stakeholders on the design and fulfillment of credit card benefits
  • Draft and review benefit agreements
  • Partner with Line of Business Compliance and Content Management Group to draft, review and approve advertising claims and disclosures
  • Provide legal support for credit card lending features, treatments, and strategy
  • Apply regulatory subject matter expertise, with a particular emphasis on Truth in Lending Act and UDAP
  • Participate as part of a team of seasoned attorneys and legal managers, providing leadership for practice group- and GCO-wide projects

Minimum Qualifications


  • 7+ years of relevant legal experience.
  • Bachelor’s degree & J.D.
  • Admitted to New York Bar or eligibility to do so.

Preferred Qualifications


  • Knowledge of the legal field and its intersection with the small business credit card business.
  • Strong analytical and problem-solving skills.
  • Strong leadership skills and strong customer focus.
  • Ability to generate creative and innovative solutions to client issues.
  • Ability to interpret and apply law and regulation in a practical, hands-on, commonsense manner.
  • Ability to communicate complex issues clearly and persuasively, in both written and oral format.
  • Ability to develop strong working relationships with GCO colleagues and business clients.
  • Capacity to be agile and pivot appropriately when challenged with new information or evolving circumstances.
  • Strong process-management skills and ability to identify and implement process enhancements.
  • Self-motivated, high level of personal energy and commitment.
  • Experience applying UDAP and the Truth in Lending Act.
  • Experience in development and marketing of financial products.

Salary Range: $170,000.00 to $255,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

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Employment eligibility to work with American Express in the U.S. is required as the company will not pursue

visa sponsorship for these positions.