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Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About The Team

We’re looking for an experienced regulatory licensing professional to help our North America regulatory affairs team. In this role, you will coordinate with Stripe’s Legal, Financial Crimes, Finance, Accounting, Product, and Security teams, to (i) coordinate and submit regulatory license applications; (ii) manage license renewals and and licence maintenance items; (iii) assist with US regulatory exams and inquiries; and (iv) support other aspects of the team’s day-to-day activities, with a focus on licensing and exam activities related to digital assets.

Stripe’s mission is to increase the GDP of the internet. We build the most powerful and flexible tools for running an internet business. We handle billions of dollars each year and enable millions of users around the world to scale faster and more efficiently by building their businesses on Stripe. More than 80% of American adults bought something through Stripe in the last year.

Stripe’s North America regulatory affairs program plays a critical role in ensuring Stripe effectively manages its regulatory requirements and ongoing regulatory obligations for certain licensed US and Canadian entities. The role provides an excellent opportunity for a talented candidate to deploy their cross-functional licensing and regulatory exam management skills in a fast-paced and rigorous environment, enhance their regulatory risk management expertise, learn about digital assets, and carve out opportunities to grow and develop. The successful candidate will gain wide ranging exposure to Stripe's diverse range of business lines, senior leadership, and the governance and workings of the organization.

The ideal candidate will be a self-starter who is exceptionally organized, thorough and detail-oriented, with a background in financial services, payments, digital assets, or other regulated sectors. In this role, you will get a chance to help build, enhance, mature and evolve our regulatory licensing and exam programs and be a key cross-functional partner. Stripe is both a technology company and a financial services company, and you will need to be comfortable in both worlds.

What you’ll do

The North America Regulatory Affairs Licensing Specialist will help to ensure that all of the relevant components of the regulatory affairs program for licensed US and Canadian entities remain current and compliant, and assist in managing and executing US regulatory examinations.

Responsibilities

• Coordinate responses to state regulatory inquiries, filings, forms, applications, renewals, surety bonds, and anything else required for license maintenance
• Assist in managing regulatory exams and inquiries, responding to regularly exam matters and monitoring the implementation and closure of any remediation items
• Stay abreast of regulatory changes, particularly with respect to digital assets, and how they impact regulatory affairs’ licensing and exam management program activities and responsibilities
• Establish and maintain relationships with internal and external partners and business units, relevant state and local agencies, licensing consultants, and outside counsel
• Work proactively with Legal, Finance, Financial Crimes, Product, and other key stakeholders on managing the regulatory affairs’s licensing and examination program
• Support any end-to-end licensing, examination and related ad hoc inquiries as required in partnership with key stakeholders
• Engage in special projects in support of the regulatory affairs program in North America

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements

• Bachelor’s degree in Finance, Political Science, Economics, or a related field
• 5+ years experience in financial services, with significant experience in payments— familiarity with money transmitter statutes, NMLS, the BSA, and other areas of financial services, such as digital assets, lending, loan brokering and collections
• A history of professional achievement, including excellent academic credentials and success at a payments startup, financial institution, public sector organization, law enforcement agency, or top in-house legal department
• The ability to effectively and credibly communicate with senior executives, regulators and other stakeholders
• Great interpersonal and critical thinking skills, good judgment, and the ability to work effectively with a wide variety of people inside and outside the company
• Robust communication skills

In-office expectations

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in-office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible.

Pay and benefits

The annual US base salary range for this role is $142,400 - $213,600. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.