Overview
About American Credit Acceptance
A national leader in the auto finance industry, American Credit Acceptance (ACA) partners with car dealerships across the country to empower the emerging credit consumer to purchase reliable, affordable transportation. We are a fast-paced, entrepreneurial company that has delivered profitable growth while maintaining a strong culture of compliance and risk management since our inception in 2007.
About The Team
Our Legal Department provides legal guidance and support to the organization on a broad range of issues, including federal and state consumer protection laws, litigation, employment lawand transactional matters.
Your Role
Reporting directly to ACA’s Chief Financial Officer. The successful candidate in this role will:
- Serve as a trusted advisor to the company’s Senior Executive team and members of the Board on all legal, regulatory and compliance matters.
- Oversee, manage and guide the day-to-day activity of the Legal, Compliance and Fraud Departments. Potentially, in time, take on additional risk-oriented departments within the Company.
- Oversee the company’s second-line compliance function and lead a team which provides guidance on all matters of regulatory compliance, monitoring, testing and remediation.
- Provide guidance to internal business partners on matters with significant impact on business initiatives, strategy, and performance, collaborating with and managing outside counsel as needed.
- Manage the legal aspects of the company’s operations, including reviewing and drafting legal documents, contracts, and agreements.
- Provide direction on top priorities and allocate resources as needed across internal and external Legal teams, understanding when and how to utilize outside counsel and other external resources.
- Provide guidance on corporate matters, including board and compliance committee meetings.
- Keep abreast of changes in laws and regulations that may impact the company, proactively identifying potential legal risks, advising on mitigation plans, and providing oversight.
What You Bring
- A background in either general corporate matters, commercial litigation, or consumer finance (or another highly regulated industry, with auto finance a plus).
- The ability to build trusted relationships with senior leadership, understanding the business and providing counsel that is fact-based, data-driven, and analytically sound.
- Excellent written and verbal communication skills.
- Demonstrated experience leading a team.
- A coaching mentality to identify team strengths and to drive business results.
- An eye for anticipating reactions and potential concerns, crafting presentation of information accordingly and addressing through effective communication.
Qualifications
- Juris Doctor degree from an accredited law school.
- Admitted to practice law in South Carolina or another jurisdiction.
- 15+ years of relevant law firm or in-house corporate law experience. Regulatory or financial services experience a plus.
- 5+ years of experience managing a team of lawyers and paraprofessionals.
EEO Statement
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, iCIMS.
Position Type/Expected Hours of Work
This is a full-time position. Days of work are Monday through Friday during normal business hours. Hours may vary or exceed 40 in any given week depending on the needs of the business.
This role is 100% onsite in Spartanburg, SC. Must be able and willing to commute to office 5 days/week.
